Buyers Resources:

Need help finding home? Top realtor Susan Gregory shares some of the top tricks and tips for listing your current home and helping you find your dream home on our Buyers Resources page. Whether you are moving down the street or relocating, we have the local expertise and resources to help you find the perfect home or condo for you and your family.  We work closely with our clients to understand your real estate needs and goals to help you find the best home at the best possible price.

Below are just some of the buyers resources.

ESCROW & CLOSING COSTS

Here are some ways to save: * Negotiate with the seller to pay all or part of the closing costs.…

FINDING THE RIGHT HOME

What are the pros and cons of adding on or buying new? Before making a choice between adding on to an existing home or buying a larger one, click above for answer to your  questions.

HOME INSPECTIONS & WARRANTIES

Do I need a home inspection? Yes. Buying a home “as is” is a risky proposition. Major repairs on homes can amount to thousands of dollars.

MAKING AN OFFER

Can you buy homes below market? While a typical buyer may look at five to 10 homes before making an offer, an investor who makes bargain buys usually goes through many more.

PROPERTY TAXES

Are taxes on second homes deductible? Mortgage interest and property taxes are deductible on a second home if you itemize.

REAL ESTATE APPRAISAL & MARKET VALUE

What is the return on new versus previously owned homes? Buying into a new-home community may seem riskier than purchasing a house in an established neighborhood, but any increase in home value depends upon the certain factors.

TAX CONSIDERATIONS

Where do I get information on IRS publications? The Internal Revenue Service publishes a number of real estate publications.

WHAT YOU CAN AFFORD

How much does my real estate agent need to know? Real estate agents would say that the more you tell them, the better they can negotiate on your behalf.

WORKING WITH A REAL ESTATE AGENT

Can I use an agent for a new home? Yes, however buyers should be aware of the differences inherent in working with sales agents who are employed by the developer/builder, rather than traditional real estate agents.

Buyer Resources – Informative articles about buying real estate.

Working With a Real Estate Agent

Working With a Real Estate Agent

Can I use an agent for a new home? Yes, however buyers should be aware of the differences inherent in working with sales agents who are employed by the developer/builder, rather than traditional real estate agents. Builders commonly require that an outside agent be present, and sign in, the first time a prospective purchaser visits…

What You Can Afford

What You Can Afford

How much does my real estate agent need to know? Real estate agents would say that the more you tell them, the better they can negotiate on your behalf. However, the degree of trust you have with an agent may depend upon their legal obligation. Agents working for buyers have three possible choices: They can…

Tax Considerations

Tax Considerations

Where do I get information on IRS publications? The Internal Revenue Service publishes a number of real estate publications. They are listed by number: * 521 “Moving Expenses” * 523 “Selling Your Home” * 527 “Residential Rental Property” * 534 “Depreciation” * 541 “Tax Information on Partnerships” * 551 “Basis of Assets” * 555 “Federal…

Property Taxes

Property Taxes

Are taxes on second homes deductible? Mortgage interest and property taxes are deductible on a second home if you itemize. Check with your accountant or tax adviser for specifics. Do all loans require impound accounts? If you are taking out a FHA or VA loan, the lender can require an impound account to pay real…

Making an Offer

Making an Offer

Can you buy homes below market? While a typical buyer may look at five to 10 homes before making an offer, an investor who makes bargain buys usually goes through many more. Most experts agree it takes a lot of determination to find a real “bargain.” There are a number of ways to buy a…

Home Inspections and Warranties

Home Inspections & Warranties

Do I need a home inspection? Yes. Buying a home “as is” is a risky proposition. Major repairs on homes can amount to thousands of dollars. Plumbing, electrical and roof problems represent significant and complex systems that are expensive to fix. How do I find a home inspector? Your realty agent is one source. But…

Finding the Right Home

Finding the Right Home

What are the pros and cons of adding on or buying new? Before making a choice between adding on to an existing home or buying a larger one, consider these questions: * How much money is available, either from cash reserves or through a home improvement loan, to remodel your current house? * How much…

Escrow & Closing Costs

Escrow & Closing Costs

How can I save on closing costs? Studies show that the closing costs, which can average 2 to 3 percent of a total home purchase price, are often more costly than many buyers expect. But there are some ways to save: * Negotiate with the seller to pay all or part of the closing costs.…